The Effect of Fingerprint Authentication, Security and Ease of Use on using the Banking Cards

Session

Information Systems and Security

Description

ATM Bank Cards have greatly influenced the changing of traditional banking practice and the evolving development of Information and Communication Technology has brought many changes to nearly all aspects of life. The purpose of this research is to investigate the impact of fingerprint authentication, ease of use and security in using the banking cards. After a comprehensive literature review, this study provides statistical analysis, by means of a questionnaire distributed to study the effect of the fingerprint authentication, the ease of use and the security on the usage of the banking cards. As regards the results obtained from the questionnaire, all of Cronbach's Alpha values are within an acceptable level. While regarding the correlation, the usage, fingerprint authentication and ease of use are strongly correlated, but the correlation of security and other variables is weak. In the regression analysis, the positive effect on the use of bank cards was observed in all independent variables.

Keywords:

Fingerprint Authentication, ATM Banking Cards, Security, Easy Banking

Session Chair

Naim Preniqi

Session Co-Chair

Blerton Abazi

Proceedings Editor

Edmond Hajrizi

ISBN

978-9951-550-19-2

Location

Pristina, Kosovo

Start Date

26-10-2019 1:30 PM

End Date

26-10-2019 3:30 PM

DOI

10.33107/ubt-ic.2019.69

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Oct 26th, 1:30 PM Oct 26th, 3:30 PM

The Effect of Fingerprint Authentication, Security and Ease of Use on using the Banking Cards

Pristina, Kosovo

ATM Bank Cards have greatly influenced the changing of traditional banking practice and the evolving development of Information and Communication Technology has brought many changes to nearly all aspects of life. The purpose of this research is to investigate the impact of fingerprint authentication, ease of use and security in using the banking cards. After a comprehensive literature review, this study provides statistical analysis, by means of a questionnaire distributed to study the effect of the fingerprint authentication, the ease of use and the security on the usage of the banking cards. As regards the results obtained from the questionnaire, all of Cronbach's Alpha values are within an acceptable level. While regarding the correlation, the usage, fingerprint authentication and ease of use are strongly correlated, but the correlation of security and other variables is weak. In the regression analysis, the positive effect on the use of bank cards was observed in all independent variables.